What you need to get ready before applying for a mortgage loan – Secure Home Mortgage, Inc.

Loan Application Checklist

In general, the documentation you will need includes:

Property Information (if you already have a contract on a house)

Purchase Agreement.

If you are selling your current home, copy of listing contract.

If you have sold your current home, copy of settlement statement (HUD-1).

Income & Assets

Pay stubs for the last 30 days.

For the past two years:

	Names of each employer.
	W-2s

Statements for each bank, mutual fund, and/or investment account for the last two months.

If you own more than 25% of a business:

Corporate or partnership tax returns.

If self-employed:

	Tax returns for the last two years (with schedules).
	Year-to-Date Profit and Loss Statement.

If you are retired:

Pension Award Letter.

If you receive Social Security:

Social Security Award Letter.

Secure Home Mortgage, Inc. 6925 Cottage Hill Rd Ste F Mobile, AL 36695

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